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Wednesday, July 31, 2013

Living on a Budget

     College is the best time of your life, but when it comes to finances may be the worst. If your parents are willing to help you, take advantage of it!

Budget Tips: 
1. Make a list
     Nothing will feel better than crossing things off your list and if its not on your list, don't buy it! 
2. Stick to your list
     At the store don't buy something that isn't on your list, you probably don't need it.
3. Buy in Bulk
     You will save a lot buying in bulk and at costco, especially for those things you eat a lot of or that don't go bad very quick. If you eat yogurt every morning it is probably cheaper to buy a case at Costco.
4. Plain Foods
     You can do a lot more than you think with plain foods like chicken! 
5. Use everything possible
     Don't let all your left overs go to waste. 
6. Savings Cards
     At the chain super markets use rewards cards, to get cheaper prices on food and in the end you can usually save on gas! 
7. Drink Water
     It's free!
8. Make your own food
     You will save money making your own food instead of eating out. 
9. Pack a lunch
     The lunch box I told you not to forget to pack will come in handy to take your lunch with you especially when you have a busy day on campus. 
10. Buy seasonal
     It cost a lot less to buy fruits and veggies when it is their season.
11. Coupons!
     You'll save so much! 
12. Stick to a realistic budget
     Don't make your budget much less than you will actually spend, plan appropriately. 
13. Generic Foods
     Those generic foods that are just as good as name brand? Buy them!
14. Dairy
     It's cheap & filling. 
15. Nut Butter
     It is filling and much better for you than real butter. 
16. Tupperware
     Store meals and eat them out of the same container. 

What to Avoid: 
1. Junk food
2. Sugar Cereal
3. Packaged Snacks
4. Things from Gas Stations
5. Don't go shopping hungary

Remember to save, save, save before heading off shortly! xoxo

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